Tired Of Debt Collection Harassment?
Living with debt is stressful, especially when times are tough. From debt collectors harassing you endlessly to the general anxiety around your finances and simply staying afloat, it can seem like there is no way to take back control and get a steady footing.
The good news is that there is a solution that could help you – bankruptcy. At The Cook Law Firm, APLC, we’re a group of experienced and dedicated bankruptcy lawyers that offer both personal bankruptcy services as well as business bankruptcy services to the great state of Louisiana. Here, we’ll be focusing on our personal bankruptcy services.
The major benefits of bankruptcy include:
- Creditor actions are stayed
- Debt collection is halted
- Foreclosure is halted
- Debt collectors are legally not allowed to contact you
After completing the bankruptcy process, remaining debts are eliminated.
Filing For Bankruptcy
Bankruptcy has a negative connotation in general, but it’s a system that’s in place to support and assist people who need a viable course of action to reign in their debts, and essentially, reset their financial situation. In fact, at The Cook Law Firm, we think this negative connotation is extremely misguided, and that it actually prevents a lot of people from taking advantage of something that could provide them a major helping hand.
As we’ve previously mentioned, short-term bankruptcy can help you by immediately staying your debts. This means that after successfully filing for bankruptcy, the liability of your debt transfers to a bankruptcy trustee, who will oversee the process.
The result of this is that you won’t experience any more debt harassment (in the case that you do, contact us immediately), and depending on the type of bankruptcy you file for, you’ll either have your debts discharged upon completion of the process or you’ll create a repayment plan with your creditors. There will be more on this to come. The two types of bankruptcy that you can file for are Chapter 7 bankruptcy or Chapter 13 bankruptcy.
Contact Louisiana’s Trusted Bankruptcy Attorneys
The Cook Law Firm is proud to offer Louisiana incredible bankruptcy attorneys to help you with the process. Hopefully, this information has helped you gather an understanding as to whether or not bankruptcy is right for you. If you would like to employ our services to help you get the most out of your personal bankruptcy filing, be sure to contact us today by calling 318-752-3733 to schedule an initial consultation.