Understand Your Debt

Both Chapter 7 bankruptcy and Chapter 13 bankruptcy prohibit the discharge of the following debts. Please note that this list is not comprehensive.

  • Child support, alimony, and other debts of this nature of support

  • Debts for personal injury or death caused by driving while intoxicated or under the influence of drugs

  • Student loans, although these may be dismissed if you can prove it would be an undue hardship for you to repay (See Student Loans)

  • Any fines or penalties for violating the law, this includes traffic tickets and criminal restitution

  • Any debts you could not discharge in a previous bankruptcy filing that was dismissed due to fraud

Non-Dischargeable Debts - Infographic.png

How We Can Help You


Attorney Profiles

The Cook Law Firm is comprised of expert bankruptcy attorneys that can help you get back on track. Learn more about our team today.



Bankruptcy can seem like a daunting and overwhelming endeavor. While it is a complex process, the bankruptcy experts at Cook Law Firm are here to help.


Bankruptcy Myths

One of the major benefits of filing for protection under bankruptcy is that creditor actions are stayed (which simply means stopped).


Get Started Today

At the Cook Law Firm, APLC, we understand that bad things happen to good people. That is why we are here to help you solve your debt problems.

Non-Dischargeable Debts

A lawsuit filed in the bankruptcy court which is related to the debtor’s bankruptcy case is called an Adversary Hearing. Examples are complaints to determine the dischargeability of a debt and complaints to determine the extent and validity of liens.

There is a lot to bankruptcy, so make sure you understand your options. Call the Cook Law Firm today to learn everything you need to know, and to get the most-effective bankruptcy attorneys on your side.