Non-Dischargeable Debts

Both Chapter 7 bankruptcy and Chapter 13 bankruptcy prohibit the discharge of the following debts. Please note that this list is not comprehensive.

  • Child support, alimony, and other debts of this nature of support
  • Debts for personal injury or death caused by driving while intoxicated or under the influence of drugs
  • Student loans, although these may be dismissed if you can prove it would be an undue hardship for you to repay (See Student Loans)
  • Any fines or penalties for violating the law, this includes traffic tickets and criminal restitution
  • Any debts you could not discharge in a previous bankruptcy filing that was dismissed due to fraud

A lawsuit filed in the bankruptcy court which is related to the debtor’s bankruptcy case is called an Adversary Hearing. Examples are complaints to determine the dischargeability of a debt and complaints to determine the extent and validity of liens.

There is a lot to bankruptcy, so make sure you understand your options. Call the Cook Law Firm today to learn everything you need to know, and to get the most-effective bankruptcy attorneys on your side.

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The Cook Law Firm is comprised of expert bankruptcy attorneys that can help you get back on track. Learn more about our team today.

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Information

Bankruptcy can seem like a daunting and overwhelming endeavor. While it is a complex process, the bankruptcy experts at Cook Law Firm are here to help.

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Bankruptcy Myths

One of the major benefits of filing for protection under bankruptcy is that creditor actions are stayed (which simply means stopped).

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At the Cook Law Firm, APLC, we understand that bad things happen to good people. That is why we are here to help you solve your debt problems.