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Credit Reconstruction

After the difficult and complex process of bankruptcy, debtors often wonder when they will stand back up on their feet again. Despite how bleak your financial condition might seem, with time you can be financially secure. After filing for bankruptcy, your credit rating will definitely be affected, but there are things you can do to once again establish your credit.

A consumer credit report stores information about bankruptcy for 7 to 10 years. However, it is possible to have good credit ratings before then.

The longer you maintain in good standing with your creditors once your bankruptcy is completed, the better your chances will be of establishing good credit. You may experience higher interest rates when financing cars or houses after the bankruptcy, but this depends on each individual creditor and their policies.

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Website by Lunabyte, Inc.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. The Cook Law Firm, APLC is not engaged in rendering legal or other professional services by posting said material.